Why consider hospital indemnity insurance? It’s easy, if you have a Medicare Advantage Plan (Part C) or health insurance with a high deductible, a hospital indemnity plan may be a good addition to consider to supplement your healthcare coverage.
A hospital indemnity plan pays money directly to you if you go into the hospital. It pays regardless of any other coverage you have. The benefit to you is that you have money available to help you pay copays or deductibles you may incur for a hospital stay.
Some Hospital Indemnity Policies Cover More
Most hospital indemnity insurance policies are similar in that you pick how much you want to receive per day for the time you are in the hospital and how many days you want to receive coverage. Some of policies can even help pay for skilled nursing facilities or physical therapy. This type of policy allows you to design the coverage you desire by adding the coverage you need.
Hospital Indemnity policies are available for persons aged 40 to 85. There is underwriting to be approved for the policy, so it is important to get coverage while you are healthy.
We Are the Hospital Indemnity Insurance Experts
At Imagine Insurance Advisors, we are independent agents. We do the shopping for you to provide the best insurance solutions for your needs. We represent multiple companies for every product line we carry and are confident in the carriers that we offer. Our goal is to provide the best solution for your individual needs.