Why consider hospital indemnity insurance? It’s easy… if you have a Medicare Advantage Plan (Part C) or health insurance with a high deductible, a hospital indemnity plan can pay money directly to you, regardless of any other coverage you have, to help cover your deductible or hospital stay copays.
Some Hospital Indemnity Policies Cover More
Most hospital indemnity insurance policies are similar in that you pick how much you want to receive per day for the time you are in the hospital, and how many days you want to receive that benefit. Some of policies can even help pay for skilled nursing care or physical therapy. This type of policy allows you to design the coverage you desire by adding the coverage you need.
Hospital Indemnity policies are available for people ages 40 to 85. There is medical underwriting to be approved for the policy, so it is important to get coverage while you are healthy.
We Are the Hospital Indemnity Insurance Experts
At Imagine Insurance Advisors, we are independent agents. We do the shopping for you to provide the best insurance solutions for your needs. We represent multiple companies for every product line we carry and are confident in the carriers that we offer. Our goal is to provide the best solution for your individual needs.