Why consider international travel insurance? Whether you are on a safari in Africa, trekking the ruins of the Incas, or sipping coffee at a cafe in Rome, you know that traveling can be adventurous and risky. You never know when you will be stung by a jellyfish, trip over a curb or have another unforeseen accident while traveling.
International travel insurance coverage will give you peace of mind for a small accident or if something more major happens. International travel insurance will allow you to enjoy your trip with the assurance that medical expenses are covered.
Medicare Provides Little or No Coverage
When you leave the United States for vacation, business, or missionary work, your health insurance or Medicare will provide little or no coverage for emergency care abroad.
If you have a Medicare Supplement, most will have some foreign travel insurance coverage included, but they will only pay up to a lifetime maximum of $50,000. One major incident abroad, with a stay in the hospital, can exhaust those benefits.
International travel insurance policies can include coverage for medical expenses, trip cancellation or interruption, emergency evacuation, and repatriation benefits. You can select the deductible and amount of coverage you want.
Supplemental Coverage for International Travel
At Imagine Insurance Advisors, we highly recommend getting a foreign travel policy to cover your international visits. Insurance premiums are based on age, sex, vacation locations, and duration of vacations. We find the policies to be very affordable and can provide additional protection for up to one million dollars.
Pay for Services and Be Reimbursed
The policies work on a reimbursement basis. You pay the bill and bring back a receipt for payment by the policy. Ensure you get a detailed itemization of everything performed as it may be difficult getting more detailed information once you get home since you may not speak the language.
Inbound Travel for Overseas Relatives
If you have relatives traveling to the United States to visit you, we can cover them with an international travel insurance policy while they are here visiting you in the United States. We all know how expensive healthcare is here in the states. Make sure that your visiting relatives have coverage to prevent problems.
We Are the International Travel Insurance Experts
We can help you find the right coverage that is affordable for your trip. Just give us a call and let us know when and where you are going. Imagine having peace of mind as you are enjoying the wonders of the world. Make sure you send us a postcard so we can enjoy your vacation with you.